KB Financial Group (MEX:KB N) Cyclically Adjusted PS Ratio: 2.92 (As of Jul. 11, 2026) — 76% Above Median


MEX:KB N KB Financial Group Inc MEX:KB N
57 GF Score
Price MXN1,852.83
GF Value MXN1,248.96
Valuation Significantly Overvalued
! 6 Warning Signs
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What is KB Financial Group Cyclically Adjusted PS Ratio?

KB Financial Group MEX:KB N 57 Cyclically Adjusted PS Ratio is 2.92 as of Jul. 11, 2026, which is 76% above its 10-year median of 1.66. GuruFocus rates MEX:KB N with a GF Score™ of 57/100 and a GF Value™ of MXN1,248.96 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,300 Banks companies, KB Financial Group ranks worse than 58.54% on this metric.

As of today (2026-07-11), KB Financial Group's current share price is MXN1852.83. KB Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was MXN635.47. KB Financial Group's Cyclically Adjusted PS Ratio for today is 2.92.

The historical rank and industry rank for KB Financial Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

MEX:KB N' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.04   Med: 1.66   Max: 3.78
Current: 3.73

During the past years, KB Financial Group's highest Cyclically Adjusted PS Ratio was 3.78. The lowest was 1.04. And the median was 1.66.

MEX:KB N's Cyclically Adjusted PS Ratio is ranked worse than
58.54% of 1300 companies
in the Banks industry
Industry Median: 3.31 vs MEX:KB N: 3.73

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

KB Financial Group's adjusted revenue per share data for the three months ended in Mar. 2026 was MXN193.166. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is MXN635.47 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


KB Financial Group  (MEX:KB N) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


KB Financial Group Cyclically Adjusted PS Ratio Related Terms


KB Financial Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for KB Financial Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KB Financial Group Cyclically Adjusted PS Ratio Chart

KB Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.70 1.39 1.43 2.02 2.79

KB Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.87 2.59 2.64 2.79 3.09

KB Financial Group Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, KB Financial Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KB Financial Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, KB Financial Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where KB Financial Group's Cyclically Adjusted PS Ratio falls into.


MEX:KB N
57GF Score
KB Financial Group Inc MEX:KB N
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KB Financial Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

KB Financial Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1852.83/635.47
=2.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KB Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, KB Financial Group's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=193.166/125.2360*125.2360
=193.166

Current CPI (Mar. 2026) = 125.2360.

KB Financial Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 104.536 100.791 129.890
201609 89.767 101.461 110.802
201612 122.676 101.561 151.273
201703 102.703 102.851 125.056
201706 103.649 102.611 126.503
201709 118.671 103.491 143.606
201712 154.129 102.991 187.420
201803 135.421 104.101 162.915
201806 146.378 104.130 176.047
201809 131.340 105.651 155.688
201812 128.587 104.351 154.323
201903 145.511 104.491 174.400
201906 140.245 104.881 167.464
201909 142.339 105.200 169.448
201912 126.835 105.121 151.105
202003 172.519 105.354 205.076
202006 182.126 105.112 216.995
202009 176.693 106.198 208.369
202012 187.344 105.765 221.833
202103 200.014 107.357 233.323
202106 183.831 107.579 214.004
202109 192.051 108.759 221.146
202112 181.072 109.676 206.760
202203 170.354 111.848 190.745
202206 157.322 114.072 172.718
202209 128.384 114.715 140.158
202212 206.896 115.179 224.961
202303 175.396 116.507 188.536
202306 154.871 117.182 165.515
202309 147.729 118.964 155.518
202312 169.317 118.837 178.434
202403 167.499 120.123 174.628
202406 179.031 120.007 186.831
202409 198.031 120.861 205.199
202412 182.394 121.135 188.569
202503 198.606 122.590 202.893
202506 202.360 122.611 206.692
202509 180.838 123.402 183.526
202512 191.153 123.939 193.153
202603 193.166 125.236 193.166

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.92 mean?
KB Financial Group (MEX:KB N) has a Cyclically Adjusted PS Ratio of 2.92 as of Jul. 11, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on KB Financial Group and its competitors. This is 76% above median its historical median of 1.66. Over the past decade, KB Financial Group's Cyclically Adjusted PS Ratio has ranged from 1.04 to 3.78. According to the industry distribution chart, KB Financial Group ranks #761 out of 1300 companies in the Banks industry, placing it in the top 58.5%.
Is KB Financial Group's Cyclically Adjusted PS Ratio too high?
KB Financial Group's current Cyclically Adjusted PS Ratio of 2.92 is 76% above median its 10-year median of 1.66. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 3.78. The Banks industry median Cyclically Adjusted PS Ratio is 3.31. KB Financial Group's value of 2.92 is 11.8% below this industry median. Based on the distribution chart, KB Financial Group ranks #761 out of 1300 companies in the Banks industry, which is below the industry midpoint. Overall, KB Financial Group has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KB Financial Group's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, KB Financial Group ranks #761 out of 1300 companies for Cyclically Adjusted PS Ratio. This places KB Financial Group in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.31. KB Financial Group's value of 2.92 is 11.8% below this benchmark. Historically, KB Financial Group's own Cyclically Adjusted PS Ratio has ranged from 1.04 to 3.78 over the past decade. While the company's 10-year median is 1.66 vs. the industry median of 3.31, KB Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.31, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KB Financial Group's current Cyclically Adjusted PS Ratio of 2.92 is 11.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on KB Financial Group and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KB Financial Group's current Cyclically Adjusted PS Ratio is 2.92, which is 76% above median its own 10-year median of 1.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, KB Financial Group (MEX:KB N) is currently considered Significantly Overvalued. The stock's GF Value™ is MXN1,248.96, compared to a current price of MXN1,852.83 — trading 48.3% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.92, which is 76% above median its 10-year median of 1.66 and 11.8% below the Banks industry median of 3.31. KB Financial Group's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For KB Financial Group (MEX:KB N), the current Cyclically Adjusted PS Ratio is 2.92 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KB Financial Group (MEX:KB N) Overvalued in 2026?

Based on GuruFocus' analysis, KB Financial Group stock appears to be overvalued. The current stock price of MXN1,852.83 is trading 48.3% above its estimated GF Value™ of MXN1,248.96. GuruFocus considers KB Financial Group to be Significantly Overvalued.

Key valuation signals for MEX:KB N:

  • Cyclically Adjusted PS Ratio: 2.92 (76% above median its 10-year median of 1.66)
  • GF Value™: MXN1,248.96 vs. price of MXN1,852.83 (48.3% above fair value)
  • GF Score™: 57/100 with 6 warning signs
  • Industry Position: 11.8% below the Banks median (#761 of 1300)

No single metric tells the full story. See the MEX:KB N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KB Financial Group Business Description

Address 26, Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul, KOR, 07331
KB Financial Group Inc. is a financial holding company in Korea. The company operations include Kookmin Bank, one of the commercial banks in Korea. The company's subsidiaries collectively engage in a broad range of businesses, including commercial banking, credit cards, asset management, non-life and life insurance, capital markets activities, and international banking and finance. The company's segments include the Banking business, Securities business, Non-life Insurance business, Credit card business, and Life Insurance business. The Group generates the majority of its revenue from the Banking business.
57GF Score

Get the complete analysis for MEX:KB N

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,852.83
Price
MXN1,248.96
GF Value